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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Employees South Bay Credit Union Frank Espinoza

Frank Espinoza

Officer

Chief Risk Officer at South Bay Credit Union

Fiscal year ended December 31, 2024. Published on January 25, 2026.

$230,371
2024

Total compensation

Frank Espinoza has been listed as an employee of South Bay Credit Union in Form 990 filings since fiscal year 2018. Total compensation for Frank Espinoza has increased by 387.8% from 2018 to 2024.

Annual compensation details

$230,371
+16.7%
Chief Risk Officer
2024
$214k
40 hrs/wk
$17k
--
$197,488
+22.2%
Chief Risk Officer
2023
$186k
40 hrs/wk
$13k
--
$161,636
+3.5%
Chief Risk Officer
2022
$152k
40 hrs/wk
$10k
--
$156,107
Chief Risk Officer
2021
$148k
40 hrs/wk
$9k
--
$114,306
+142%
Vice President, Risk Management
2019
$113k
40 hrs/wk
$2k
--
$47,229
Vice President, Risk Management
2018
$47k
40 hrs/wk
$2k
--

Total compensation by year

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Revisions to this profile

January 25, 2026:
2024 South Bay Credit Union 990 published
January 25, 2026:
2023 South Bay Credit Union 990 published
January 25, 2026:
2022 South Bay Credit Union 990 published

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2024

Other employees at South Bay Credit Union

Paris Chevalier
President and Chief Executive Officer
$258,146
$253,311 No related comp$4,835
Don Steinman
Chief Financial Officer
$185,687
$174,137 No related comp$11,550
Bernice White
CLO
$158,846
$133,528 No related comp$25,318
Gladys Gallegos
Operations Director
$125,401
$110,503 No related comp$14,898
Sandy Duarte
RISK Officer
$111,314
$104,061 No related comp$7,253

Other people named Frank Espinoza

2024
Employee
Frank Espinoza
Rio Grande Valley Chamber of Commerce Inc.
$0
Board Member
Frank J Espinoza
Community Council of the Rio Grande Valley Inc.
$0