4FRONT Credit Union

Fiscal year ending 2024. Filed on November 14, 2025.

PO Box 795
Suite 1080a
Traverse City, Michigan 49685

4FRONT Credit Union (EIN: 38-1524350) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, 4FRONT Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 10 out of 359 total employees. Among the employees shown here, the average compensation is $280,267. The highest compensated employee at 4FRONT Credit Union is Andrew Kempf with fiscal year 2024 compensation of $637,309. 4FRONT Credit Union changed its name from Credit Unions Chartered in the State of Michigan 4 Front Credit Union in 2020.

Revenue, expenses, and employee compensation

Revenue

$76,251,267

Expenses

$76,831,381

Employee compensation

$22,116,843
Revenue, expenses, and employee compensation over time

Mission Statement

TO PROVIDE FINANCIAL SERVICES TO MEMBERS WITH A COMMON BOND.

Revisions to this organization profile

November 14, 2025:
2024 4FRONT Credit Union 990 filed
November 12, 2024:
2023 4FRONT Credit Union 990 filed
November 15, 2023:
2022 4FRONT Credit Union 990 filed

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