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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations 4FRONT Credit Union

4FRONT Credit Union

Fiscal year ending 2021. Filed on November 7, 2022.

PO Box 795
Suite 1080a
Traverse City, Michigan 49685

4FRONT Credit Union (EIN: 38-1524350) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2021 IRS Form 990 filing, 4FRONT Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 6 out of 319 total employees. Among the employees shown here, the average compensation is $264,366. The highest compensated employee at 4FRONT Credit Union is Andrew Kempf with fiscal year 2021 compensation of $475,058. 4FRONT Credit Union changed its name from Credit Unions Chartered in the State of Michigan 4 Front Credit Union in 2020.

Revenue, expenses, and employee compensation

Revenue

$51,854,069

Expenses

$42,435,257

Employee compensation

$14,063,656
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Andrew Kempf
Chief Executive Officer
$475,058
$395,548 No related comp$79,510
Karl Pagel
Senior Vice President, Finance
$242,565
$161,704 No related comp$80,861
Brent Simons
Mortgage Loan Originator
$237,474
$194,978 No related comp$42,496
Darrin van Loo
Mortgage Consultant
$227,641
$186,232 No related comp$41,409
Geoff Streit
Vice President, Commercial Lending
$215,312
$175,005 No related comp$40,307
Zach Eychaner
Senior Vice President It/Innovation
$188,147
$158,833 No related comp$29,314

Benchmark Employee Compensation

Non-Employee Board Members

Brian Ausdemore
Director
Bryan Lindfors
Vice Chair
Charles Hague
Secretary
John Jack Hodge
Treasurer
Julie Kosloskey
Director
Matilyn Mattie Meadows
Director
Michael Skyler Fort
Director
Mike Slater
Director
Todd Rohrback
Board Chair

Contractors

Pine Street Development One LLC
Admin Center Construction
$3,994,092
Q2 Software Inc.
Online Banking
$988,463
Interphase Interiors
Furniture for New Admin Building
$585,946
Informa Business Systems Inc.
Itms Agreements Receipt Paper
$530,364
Jack Henry & Associates Inc.
Employee/Member
$438,169

Mission Statement

TO PROVIDE FINANCIAL SERVICES TO MEMBERS WITH A COMMON BOND.

Revisions to this organization profile

November 14, 2025:
2024 4FRONT Credit Union 990 filed
November 12, 2024:
2023 4FRONT Credit Union 990 filed
November 15, 2023:
2022 4FRONT Credit Union 990 filed

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