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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations 4FRONT Credit Union

4FRONT Credit Union

Fiscal year ending 2022. Filed on November 15, 2023.

PO Box 795
Suite 1080a
Traverse City, Michigan 49685

4FRONT Credit Union (EIN: 38-1524350) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2022 IRS Form 990 filing, 4FRONT Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 6 out of 323 total employees. Among the employees shown here, the average compensation is $289,213. The highest compensated employee at 4FRONT Credit Union is Andrew Kempf with fiscal year 2022 compensation of $492,145. 4FRONT Credit Union changed its name from Credit Unions Chartered in the State of Michigan 4 Front Credit Union in 2020.

Revenue, expenses, and employee compensation

Revenue

$56,680,662

Expenses

$45,227,865

Employee compensation

$15,686,854
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Andrew Kempf
Chief Executive Officer
$492,145
$415,129 No related comp$77,016
Geoff Streit
Vice President, Commercial Lending
$364,224
$315,303 No related comp$48,921
Karl Pagel
Senior Vice President, Finance
$282,083
$225,371 No related comp$56,712
Shelley Deyoung
Senior Vice President, Operations
$213,581
$189,994 No related comp$23,587
Daniel Baker
Senior Vice President, Lending
$196,586
$169,674 No related comp$26,912
Zach Eychaner
Senior Vice President It/Innovation
$186,661
$159,317 No related comp$27,344

Benchmark Employee Compensation

Non-Employee Board Members

Brian Ausdemore
Director
Bryan Lindfors
Vice Chair
Charles Hague
Director
John Jack Hodge
Treasurer
Julie Kosloskey
Director
Matilyn Mattie Meadows
Director
Michael Skyler Fort
Secretary
Mike Slater
Director
Todd Rohrback
Board Chair

Contractors

Informa Business Systems Inc.
Itms Agreements Receipt Paper
$2,012,548
Dei Incorporated
Itm
$1,625,043
Q2 Software
Online Banking
$1,267,042
Jack Henry & Associates
Software Maintenance
$796,271
City of Traverse City
Property Taxes
$654,449

Mission Statement

TO PROVIDE FINANCIAL SERVICES TO MEMBERS WITH A COMMON BOND.

Revisions to this organization profile

November 14, 2025:
2024 4FRONT Credit Union 990 filed
November 12, 2024:
2023 4FRONT Credit Union 990 filed
November 15, 2023:
2022 4FRONT Credit Union 990 filed

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