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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations 4FRONT Credit Union

4FRONT Credit Union

Fiscal year ending 2024. Filed on November 14, 2025.

PO Box 795
Suite 1080a
Traverse City, Michigan 49685

4FRONT Credit Union (EIN: 38-1524350) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, 4FRONT Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 10 out of 359 total employees. Among the employees shown here, the average compensation is $280,267. The highest compensated employee at 4FRONT Credit Union is Andrew Kempf with fiscal year 2024 compensation of $637,309. 4FRONT Credit Union changed its name from Credit Unions Chartered in the State of Michigan 4 Front Credit Union in 2020.

Revenue, expenses, and employee compensation

Revenue

$76,251,267

Expenses

$76,831,381

Employee compensation

$22,116,843
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Andrew Kempf
Chief Executive Officer
$637,309
$552,349 No related comp$84,960
Karl Pagel
Chief Financial Officer
$399,756
$322,666 No related comp$77,090
Geoff Streit
Vice President, Commercial Lending
$395,661
$341,329 No related comp$54,332
Jack Martin
Chief Information Officer
$328,622
$272,965 No related comp$55,657
Daniel Baker
CLO
$270,965
$230,011 No related comp$40,954
Nathan Peterson
Vice President, Lending
$169,080
$133,488 No related comp$35,592
Greg Snover
Vice President, Information Technology
$158,706
$122,154 No related comp$36,552
Shelley Deyoung
COO - PART YEAR
$152,472
$128,556 No related comp$23,916
Abigail Hart
Vice President, Operations
$147,665
$133,264 No related comp$14,401
Rachel Hunter
CMO
$142,431
$121,506 No related comp$20,925

Benchmark Employee Compensation

Non-Employee Board Members

Brian Ausdemore
Director
Bryan Lindfors
Vice Chair
Charles Hague
Director
John Jack Hodge
Treasurer
Julie Kosloskey
Director
Matilyn Mattie Meadows
Director
Michael Skyler Fort
Secretary
Mike Slater
Director
Todd Rohrback
Board Chair

Contractors

Q2 Software
Online Banking
$1,616,598
Pscu
Debit/Credit Card Processing
$1,237,951
City of Traverse City
Property Taxes
$930,924
Doxim Inc.
Statement and Notice Mailing
$708,519
North Coast Legal
Repo Collection
$601,475

Mission Statement

TO PROVIDE FINANCIAL SERVICES TO MEMBERS WITH A COMMON BOND.

Revisions to this organization profile

November 14, 2025:
2024 4FRONT Credit Union 990 filed
November 12, 2024:
2023 4FRONT Credit Union 990 filed
November 15, 2023:
2022 4FRONT Credit Union 990 filed

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