Compensation 990

Americas Credit Union

Fiscal year ending 2024. Filed on November 7, 2025.

PO Box 469046
Garland, Texas 75046

Americas Credit Union (EIN: 75-6016747) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, Americas Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 12 out of 133 total employees. Among the employees shown here, the average compensation is $238,553. The highest compensated employee at Americas Credit Union is Bert Beal with fiscal year 2024 compensation of $650,228.

Revenue, expenses, and employee compensation

Revenue

$23,506,529

Expenses

$22,081,018

Employee compensation

$12,309,411
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Bert Beal
Chief Executive Officer
$650,228
$579,077 from orgNo related comp$71,151 other
Shelley Pence
Chief Financial Officer
$311,861
$261,818 from orgNo related comp$50,043 other
Jason Steele
Chief Information Officer
$272,054
$213,165 from orgNo related comp$58,889 other
Tammy de la Cerda
Chief Lending
$217,035
$189,366 from orgNo related comp$27,669 other
Alexa Bridges
Vp-Acquistion and COMM
$214,040
$179,077 from orgNo related comp$34,963 other
Tammy Chambers
Vice President Human Capital
$213,938
$172,081 from orgNo related comp$41,857 other
Scarlet Mihailov
Vice President Retail Services
$201,705
$169,774 from orgNo related comp$31,931 other
Aaron Williams
Vice President of INN and MEMB
$171,700
$146,236 from orgNo related comp$25,464 other
Edwin Castro
Unspecified
$158,644
$132,749 from orgNo related comp$25,895 other
Patricia Morris
Vp-Internal AUD
$154,391
$127,422 from orgNo related comp$26,969 other
Martin Mortensen
INFO SYS MGR
$154,358
$130,983 from orgNo related comp$23,375 other
Boyce Crownover
Director DIG TR and SEC
$142,677
$133,865 from orgNo related comp$8,812 other

Non-Employee Board Members

Christopher English
Chair
Dena Smith
Secretary
Kevin Crawford
Director
Larry Wadsworth
Director
Rafaye Nesmith
Director
Raul Mercado
Vice Chair
Renee Bartlett
Director
Sandy Thornton
Director

Contractors

Jack Henry
Data Processing
$661,720
Trustage
Compliance and Lending Form
$272,757
Boss Creative Agency
Rebranding
$236,995
Sectigo Limited
Debit/Cc Stock and Supp
$220,151
Kasasa Ltd.
Checking Acct Rwrds
$193,191

Mission Statement

AMERICA'S CREDIT UNION EXISTS TO EMPOWER MEMBER-OWNERS TO IMPROVE THEIR ECONOMIC WELL-BEING WHILE EMPLOYING THE FOLLOWING CORE VALUES: PERSONAL SERVICE, INTEGRITY, EXCELLENCE, FINANCIAL STABILITY, AND A COOPERATIVE PHILOSOPHY.

Revisions to this organization profile

November 7, 2025:
2024 Americas Credit Union 990 filed
November 13, 2024:
2023 Americas Credit Union 990 filed
November 7, 2023:
2022 Americas Credit Union 990 filed

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