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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations Americas Credit Union

Americas Credit Union

Fiscal year ending 2022. Filed on November 7, 2023.

PO Box 469046
Garland, Texas 75046

Americas Credit Union (EIN: 75-6016747) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2022 IRS Form 990 filing, Americas Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 8 out of 118 total employees. Among the employees shown here, the average compensation is $218,883. The highest compensated employee at Americas Credit Union is Bert Beal with fiscal year 2022 compensation of $545,718.

Revenue, expenses, and employee compensation

Revenue

$17,980,276

Expenses

$15,331,949

Employee compensation

$9,028,126
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Bert Beal
Chief Executive Officer
$545,718
$481,394 No related comp$64,324
Shelley Pence
Chief Financial Officer
$258,501
$214,081 No related comp$44,420
Jason Steele
Chief Information Officer
$218,321
$173,135 No related comp$45,186
Tammy de la Cerda
Chief Lending
$181,229
$157,986 No related comp$23,243
Scarlet Mihailov
Vice President Retail Services
$169,123
$144,701 No related comp$24,422
Tammy Chambers
Vice President Human Capital
$156,790
$135,645 No related comp$21,145
Sandra White
Vice President REAL Estate
$122,241
$87,455 No related comp$34,786
Karen Clevenger
Vice President Consumer LEN
$99,144
$83,061 No related comp$16,083

Benchmark Employee Compensation

Non-Employee Board Members

Christopher English
Chair
Dena Smith
Secretary
John Willis
Director
Kevin Crawford
Director
Larry Wadsworth
Director
Maggie Rubin
Director
Rafaye Nesmith
Director
Raul Mercado
Vice Chair
Renee Bartlett
Director
Sandy Thornton
Director

Contractors

Lanvera Ltd.
Printing and Mailing
$151,300
Kasasa Ltd.
Checking Acct Rwrds
$146,740
The Security Center
Security Equip and Mont
$134,405
Fi Grow
Website Hosting and Social
$127,966
Dolphin Debit Access LLC
ATM Mach Ops
$115,851

Mission Statement

AMERICA'S CREDIT UNION EXISTS TO EMPOWER MEMBER-OWNERS TO IMPROVE THEIR ECONOMIC WELL-BEING WHILE EMPLOYING THE FOLLOWING CORE VALUES: PERSONAL SERVICE, INTEGRITY, EXCELLENCE, FINANCIAL STABILITY, AND A COOPERATIVE PHILOSOPHY.

Revisions to this organization profile

November 7, 2025:
2024 Americas Credit Union 990 filed
November 13, 2024:
2023 Americas Credit Union 990 filed
November 7, 2023:
2022 Americas Credit Union 990 filed

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