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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations Arbor Financial Credit Union

Arbor Financial Credit Union

Fiscal year ending 2024. Filed on November 13, 2025.

1551 South 9th Street
Kalamazoo, Michigan 49009

Arbor Financial Credit Union (EIN: 38-0703992) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, Arbor Financial Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 12 out of 284 total employees. Among the employees shown here, the average compensation is $288,412. The highest compensated employee at Arbor Financial Credit Union is Julie A Blitchok with fiscal year 2024 compensation of $752,938. Arbor Financial Credit Union changed its name from Arbor Financial Credit Union F/K/a Educational Community Credit Union in 2017.

Revenue, expenses, and employee compensation

Revenue

$57,858,397

Expenses

$51,507,065

Employee compensation

$16,608,884
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Julie A Blitchok
President and Chief Executive Officer
$752,938
$603,373 No related comp$149,565
Arlene C Horton
Vice President of Talent Strategy and Organization
$374,000
$288,522 No related comp$85,478
Earle D Shelner II
Chief Financial Officer
$335,741
$257,394 No related comp$78,347
James O Blankenship
Vice President, Information Systems
$300,827
$211,820 No related comp$89,007
Tamara L Phelps
Vice President, Operations
$286,122
$204,977 No related comp$81,145
Susan Weir
Vice President of Mortgage Lending
$250,221
$176,445 No related comp$73,776
Christine E Ferguson
Vice President, Marketing
$237,780
$175,309 No related comp$62,471
Cullen McKinley
Vice President of Commercial Lending
$213,146
$155,047 No related comp$58,099
Christopher Jacobs
Vice President of Consumer Lending
$209,385
$155,624 No related comp$53,761
Tina Mason
Director of Project Management
$172,038
$119,514 No related comp$52,524
Scott Petersen
Commercial LOAN Officer
$167,182
$123,053 No related comp$44,129
Ryan Maneke
Mortgage Loan Originator
$161,562
$114,526 No related comp$47,036

Benchmark Employee Compensation

Non-Employee Board Members

Arthur Parker
Treasurer
David Aubry
Chair
George Dudik
Director
Jeff Powless
Director
Joni Lapointe
Secretary
Josie Wyne
Director
Kimberly Rohr
Vice Chair

Contractors

Pscu
Credit Card and Debit Card Processor
$2,954,421
Fiserv
Core System Processor
$2,273,098
Q2 Software Inc.
Mobile and Online Banking
$265,858
Sneller Snow & Grounds
Groundskeeping and Snow Removal
$197,429
Darling Consulting Group
Asset/Liability Management Support
$171,443

Mission Statement

THE CREDIT UNION'S OPERATIONS INCLUDE HOLDING DEPOSITS FOR AND MAKING LOANS TO INDIVIDUALS WHO WORK OR RESIDE IN THE STATE OF MICHIGAN.

Revisions to this organization profile

November 13, 2025:
2024 Arbor Financial Credit Union 990 filed
November 5, 2024:
2023 Arbor Financial Credit Union 990 filed
November 14, 2023:
2022 Arbor Financial Credit Union 990 filed

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