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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations Arbor Financial Credit Union

Arbor Financial Credit Union

Fiscal year ending 2019. Filed on November 11, 2020.

1551 South 9th Street
Kalamazoo, Michigan 49009

Arbor Financial Credit Union (EIN: 38-0703992) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2019 IRS Form 990 filing, Arbor Financial Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 16 out of 235 total employees. Among the employees shown here, the average compensation is $242,415. The highest compensated employee at Arbor Financial Credit Union is Julie A Blitchok with fiscal year 2019 compensation of $511,980. Arbor Financial Credit Union changed its name from Arbor Financial Credit Union F/K/a Educational Community Credit Union in 2017.

Revenue, expenses, and employee compensation

Revenue

$40,476,172

Expenses

$34,727,324

Employee compensation

$13,627,082
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Julie A Blitchok
President and Chief Executive Officer
$511,980
$462,108 No related comp$49,872
Earle D Shelner II
Chief Financial Officer
$255,152
$208,170 No related comp$46,982
James O Blankenship
Vice President, Information Systems
$214,064
$174,217 No related comp$39,847
Tamara L Phelps
Vice President, Operations
$207,515
$171,797 No related comp$35,718
John Hatridge
Mortgage Loan Originator (Partial)
$204,282
$185,925 No related comp$18,357
Arlene C Horton
Vice President of Talent Strategy and Organization
$203,232
$167,541 No related comp$35,691
Jeffery Potter
Mortgage Loan Originator
$199,253
$171,730 No related comp$27,523
Christine E Camp
Vice President, Marketing
$193,431
$152,051 No related comp$41,380
Scott E Cowherd
Mortgage Loan Originator (Partial)
$192,827
$192,310 No related comp$517
Noel Watts
Vice President of Mortgages (Partial)
$0
Susan Weir
Vice President, Mortgage Lending
$0
Judith Robbins
Vice President of Commercial and Private Banking
$0

Benchmark Employee Compensation

Non-Employee Board Members

Arthur Parker
Director
Barbara Winter
Secretary
David Aubry
Chair
Eric Lum
Director (Part-Year)
Jeff Powless
Director
Joni Lapointe
Director
Josie Howard-Wyne
Director
Kimberly Rohr
Director
Richard Cahow
Vice Chair

Contractors

Glas Associates Inc.
Construction
$2,388,303
Fiserv
Core System Processor
$2,136,401
Worldpay (Vantiv)
Debit Card Processor
$411,903
Engineered Protection Systems Inc.
Security
$230,858
Fis
Credit Card Processor
$184,333

Mission Statement

THE CREDIT UNION'S OPERATIONS INCLUDE HOLDING DEPOSITS FOR AND MAKING LOANS TO INDIVIDUALS WHO WORK OR RESIDE IN THE STATE OF MICHIGAN.

Revisions to this organization profile

November 13, 2025:
2024 Arbor Financial Credit Union 990 filed
November 5, 2024:
2023 Arbor Financial Credit Union 990 filed
November 14, 2023:
2022 Arbor Financial Credit Union 990 filed

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