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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations E-Central Credit Union

E-Central Credit Union

Fiscal year ending 2024. Filed on November 13, 2025.

990 South Fair Oaks Avenue
Pasadena, California 91105

E-Central Credit Union (EIN: 95-1442156) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, E-Central Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 7 out of 43 total employees. Among the employees shown here, the average compensation is $259,336. The highest compensated employee at E-Central Credit Union is Michael Theodore with fiscal year 2024 compensation of $688,332.

Revenue, expenses, and employee compensation

Revenue

$10,617,693

Expenses

$8,728,953

Employee compensation

$3,786,478
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Michael Theodore
President and Chief Executive Officer
$688,332
$631,170 No related comp$57,162
Loh Jen Sy
Svp/Cco
$240,085
$194,713 No related comp$45,372
Silvio Jorge
Vice President and Chief Financial Officer
$197,877
$160,332 No related comp$37,545
Evan Hitchcock
Vice President, Operations
$197,563
$157,935 No related comp$39,628
Jose Davila
Vice President, Information Technology
$174,355
$136,315 No related comp$38,040
Susan Brown
EXEC ASST
$159,573
$136,967 No related comp$22,606
Jennifer Gin
Vice President of CL
$157,569
$122,478 No related comp$35,091

Benchmark Employee Compensation

Non-Employee Board Members

Dennis Magaldi
Secretary and Treasurer
$2,400
$2,400 No related compNo other comp
Dominick Edwards
Board Vice Chair
No compensation reported
Trevor Kale
Director
No compensation reported
Glenda Giles-Luick
Director
No compensation reported
Jon Oliver
Supervisory Committee Chair
No compensation reported
Mark Garmus
Board Chair
No compensation reported
Richard Honore
Director
No compensation reported
Stephen Henson
Director
No compensation reported
James Greenbaum
Supervisory Committee Member
No compensation reported
Corbet Wilcox
Supervisory Committee Member
No compensation reported

Mission Statement

E-CENTRAL CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVING AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, E-CENTRAL CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNING, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Revisions to this organization profile

November 13, 2025:
2024 E-Central Credit Union 990 filed
November 15, 2024:
2023 E-Central Credit Union 990 filed
November 3, 2023:
2022 E-Central Credit Union 990 filed

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