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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations Housing & Shelter Evernorth Loan Fund Inc.

Evernorth Loan Fund Inc.

Fiscal year ending 2024. Filed on November 10, 2025.

100 Bank Street Suite 400
Burlington, Vermont 05401

Evernorth Loan Fund Inc. (EIN: 03-0315075) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, Evernorth Loan Fund Inc., a 501(c)(3) charitable organization, reported compensation for 13 employees. Among the employees shown here, the average compensation is $211,259. The highest compensated employee at Evernorth Loan Fund Inc. is Nancy Owens with fiscal year 2024 compensation of $314,477. Evernorth Loan Fund Inc. changed its name from Housing Vermont in 2021.

Revenue, expenses, and employee compensation

Revenue

$9,692,413

Expenses

$715,701

Employee compensation

$0
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Nancy Owens
President
$314,477
$0 $268,896 $45,581
Janet Spitler
Treasurer (END 12/31/24)
$260,434
$0 $216,998 $43,436
William Eric Schmitt
Chief Operating Officer
$259,963
$0 $218,419 $41,544
Cynthia Lacasse
Executive Vice President and CPO
$259,764
$0 $246,347 $13,417
Kathy Beyer
Vice President REAL Estate
$227,957
$0 $203,303 $24,654
Elizabeth Wagner-Boutin
Vice President Community Investments
$224,416
$0 $177,242 $47,174
Sherrin Vail
Vice President Asset Management and Portfolio Initiatives
$217,909
$0 $183,790 $34,119
Jennifer Ogden
Vice President HR and ORG Development
$213,595
$0 $180,693 $32,902
Paul Ottoson
Director of Capital Management
$163,092
$0 $125,860 $37,232
Julia Morgan
Director of Community Investment RISK Management
$160,807
$0 $130,451 $30,356
Michael Sprague
Director of Asset Management
$159,018
$0 $123,746 $35,272
Amy Dohner
Project Management
$147,726
$0 $126,242 $21,484

Benchmark Employee Compensation

Non-Employee Board Members

Amy Demetrowitz
Board Member
Andrew Winter
Board Member
Anna Adachi-Mejia
Board Member
Charlie Baker
Chair
Chris Miller
Board Member
Cullen Ryan
Secretary
Dave Birkhahn
Board Member
John Vogel
Board Member
Kara Sweeney
Vice Chair
Karyn Hale
Assistant Treasurer
Kelly Laflamme
Board Member
Marc Landry
Board Member (END 8/31/24)

Mission Statement

THE MISSION OF EVERNORTH LOAN FUND IS TO PRODUCE PERMANENTLY AFFORDABLE HOUSING AND ENABLE INVESTMENTS IN ECONOMIC AND COMMUNITY DEVELOPMENT TO BENEFIT VERMONTERS THROUGH PARTNERSHIPS WITH COMMUNITIES AND THE PRIVATE SECTOR.

Revisions to this organization profile

November 10, 2025:
2024 Evernorth Loan Fund Inc. 990 filed
November 8, 2024:
2023 Evernorth Loan Fund Inc. 990 filed
November 14, 2023:
2022 Evernorth Loan Fund Inc. 990 filed

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