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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations Family First Credit Union

Family First Credit Union

Fiscal year ending 2017. Filed on May 7, 2018.

1011 North Michigan Ave
Saginaw, Michigan 48602

Family First Credit Union (EIN: 38-1341100) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2017 IRS Form 990 filing, Family First Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 3 out of 34 total employees. Among the employees shown here, the average compensation is $88,019. The highest compensated employee at Family First Credit Union is Frances Gibelyou with fiscal year 2017 compensation of $121,738. Family First Credit Union changed its name from Credit Unions Chartered in the State of Michigan in 2017.

Revenue, expenses, and employee compensation

Revenue

$3,451,580

Expenses

$3,621,809

Employee compensation

$1,211,472
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Frances Gibelyou
Manager and Chief Executive Officer
$121,738
$95,000 No related comp$26,738
Janie Smith
Chief Financial Officer
$75,086
$74,000 No related comp$1,086
Larry Borza
Chief Financial Officer
$67,232
$65,103 No related comp$2,129

Benchmark Employee Compensation

Non-Employee Board Members

Daniel Dennis
Treasurer
Joseph Turner
Director
Maurice Patterson
Chair
Patricia Jacob
Secretary
Rayunza Hood
Director
Ricardo Longoria
Vice Chair
Timothy Genovese
Director

Mission Statement

TO PROVIDE A FULL RANGE OF FINANCIAL PRODUCTS AND SERVICES IN A PROMPT AND FRIENDLY MANNER.

Revisions to this organization profile

August 12, 2025:
2024 Family First Credit Union 990 filed
May 30, 2024:
2023 Family First Credit Union 990 filed
May 15, 2023:
2022 Family First Credit Union 990 filed

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