Frontwave Credit Union

Fiscal year ending 2020. Filed on September 30, 2021.

1278 Rocky Point Drive
200
Oceanside, California 92056

Frontwave Credit Union (EIN: 95-1820763) has filed an IRS Form 990 between fiscal years 2016 and 2024. In its fiscal year 2020 IRS Form 990 filing, Frontwave Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 12 out of 349 total employees. Among the employees shown here, the average compensation is $235,254. The highest compensated employee at Frontwave Credit Union is William Birnie with fiscal year 2020 compensation of $427,683. Frontwave Credit Union changed its name from Pacific Marine Credit Union in 2019.

Revenue, expenses, and employee compensation

Revenue

$55,457,162

Expenses

$51,514,512

Employee compensation

$20,110,017
Revenue, expenses, and employee compensation over time

Mission Statement

FRONTWAVE CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, FRONTWAVE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Revisions to this organization profile

November 14, 2025:
2024 Frontwave Credit Union 990 filed
November 16, 2024:
2023 Frontwave Credit Union 990 filed
November 15, 2023:
2022 Frontwave Credit Union 990 filed

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