Frontwave Credit Union
Fiscal year ending 2024. Filed on November 14, 2025.
1278 Rocky Point Drive
Oceanside, California 92056
Frontwave Credit Union (EIN: 95-1820763) has filed an IRS Form 990 between fiscal years 2016 and 2024. In its fiscal year 2024 IRS Form 990 filing, Frontwave Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 13 out of 316 total employees. Among the employees shown here, the average compensation is $264,123. The highest compensated employee at Frontwave Credit Union is William Birnie with fiscal year 2024 compensation of $411,283. Frontwave Credit Union changed its name from Pacific Marine Credit Union in 2019.
Revenue, expenses, and employee compensation
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Reported Compensated Employees
Mission Statement
FRONTWAVE CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, FRONTWAVE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
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