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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations HarborLight Credit Union

HarborLight Credit Union

Fiscal year ending 2024. Filed on April 15, 2025.

2151 Cogswell Drive
Whitehall, Michigan 49461

HarborLight Credit Union (EIN: 38-1627377) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, HarborLight Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 3 out of 47 total employees. Among the employees shown here, the average compensation is $158,300. The highest compensated employee at HarborLight Credit Union is Justin Bamford with fiscal year 2024 compensation of $226,906.

Revenue, expenses, and employee compensation

Revenue

$9,882,520

Expenses

$8,467,512

Employee compensation

$2,718,822
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Justin Bamford
Chief Executive Officer
$226,906
$188,375 No related comp$38,531
Heather Carr
Vice President
$126,765
$97,793 No related comp$28,972
Stephanie Wyman
Chief Operating Officer
$121,229
$105,517 No related comp$15,712

Benchmark Employee Compensation

Non-Employee Board Members

Anna Ulmer
Director
Jeff Colston
Director
Lee Andrews
Chair
Nicole Osborn
Director
Rita Kosheba
Secretary
Sharon Swaninger
Treasurer
Steven Salter
Director

Contractors

Fiserv Inc.
Core Processor
$1,676,272
Red Rock Information Systems
IT
$171,081
Micuso
Accounting - Consulting
$132,000
Kasasa Ltd.
Website/Rewards Program
$112,849

Mission Statement

HARBORLIGHT CREDIT UNION EXISTS TO IMPROVE THE FINANCIAL WELL-BEING OF OUR MEMBERS.

Revisions to this organization profile

April 15, 2025:
2024 HarborLight Credit Union 990 filed
October 9, 2024:
2023 HarborLight Credit Union 990 filed
May 4, 2023:
2022 HarborLight Credit Union 990 filed

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