Provident Credit Union

Fiscal year ending 2024. Filed on November 10, 2025.

303 Twin Dolphin Drive
Redwood City, California 94065

Provident Credit Union (EIN: 94-1482957) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, Provident Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 17 out of 410 total employees. Among the employees shown here, the average compensation is $387,498. The highest compensated employee at Provident Credit Union is James Ernest with fiscal year 2024 compensation of $1,222,967.

Revenue, expenses, and employee compensation

Revenue

$163,813,640

Expenses

$160,494,045

Employee compensation

$45,873,752
Revenue, expenses, and employee compensation over time

Mission Statement

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, PROVIDENT CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Revisions to this organization profile

November 10, 2025:
2024 Provident Credit Union 990 filed
November 15, 2024:
2023 Provident Credit Union 990 filed
October 27, 2023:
2022 Provident Credit Union 990 filed

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