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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations Provident Credit Union

Provident Credit Union

Fiscal year ending 2022. Filed on October 27, 2023.

303 Twin Dolphin Drive
Bldg 1800
Redwood City, California 94065

Provident Credit Union (EIN: 94-1482957) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2022 IRS Form 990 filing, Provident Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 18 out of 503 total employees. Among the employees shown here, the average compensation is $409,425. The highest compensated employee at Provident Credit Union is James Ernest with fiscal year 2022 compensation of $1,081,706.

Revenue, expenses, and employee compensation

Revenue

$112,950,041

Expenses

$107,810,551

Employee compensation

$44,046,573
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

James Ernest
President and Chief Executive Officer
$1,081,706
$1,015,786 No related comp$65,920
Mohamad A Sangabi
SR Mortgage CONS
$600,155
$555,243 No related comp$44,912
Jennifer Lee
Chief Financial Officer
$517,428
$466,758 No related comp$50,670
Fred Gomes
Senior Vice President
$444,486
$369,662 No related comp$74,824
Heidi Parks
Senior Vice President
$434,739
$377,646 No related comp$57,093
John Paul Reilly
Vice President, BS&O
$411,931
$339,502 No related comp$72,429
Connie K Finch
Vice President, Systems and TECH
$389,414
$334,291 No related comp$55,123
Robert Bernard Kettmann
Mortgage Production Sales Manager
$387,537
$346,435 No related comp$41,102
Greg Kent McCurdy
Vice President, Lending
$380,830
$332,294 No related comp$48,536
John Haggarty
Vice President, Marketing
$379,427
$307,050 No related comp$72,377
Matthew Lawrence Agius
Financial Consultant
$367,237
$331,166 No related comp$36,071
Shalini Sahdeo Narayan
Vice President, Service Quality
$363,627
$298,742 No related comp$64,885

Benchmark Employee Compensation

Non-Employee Board Members

Andrea Kenter
Board Member
Bob Lanzone
Board Member
Christine Boland
Treasurer
David Buckmaster
Board Member
David Pelzner
Chair
George Descalso
Board Member
Gregory Teshara
Supervisory Committee Member
June Rothe
Vice Chair
Kenneth Rubay
Supervisory Committee Member
Rosanne Foust
Supervisory Committee Member
Samuel Johnson Jr
Secretary
Scott McWhirter
Supervisory Committee Chair

Contractors

NCR Corporation
ATM
$1,781,640
Eplus Technology Inc.
Information Technology
$1,735,601
Fiserv Solutions Inc.
Financial
$1,413,668
Microsoft Corp.
Information Technology
$1,169,604
Mpx
Postage and Statement Production
$1,051,849

Mission Statement

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, PROVIDENT CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Revisions to this organization profile

November 10, 2025:
2024 Provident Credit Union 990 filed
November 15, 2024:
2023 Provident Credit Union 990 filed
October 27, 2023:
2022 Provident Credit Union 990 filed

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