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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations Provident Credit Union

Provident Credit Union

Fiscal year ending 2024. Filed on November 10, 2025.

303 Twin Dolphin Drive
Redwood City, California 94065

Provident Credit Union (EIN: 94-1482957) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, Provident Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 17 out of 410 total employees. Among the employees shown here, the average compensation is $387,498. The highest compensated employee at Provident Credit Union is James Ernest with fiscal year 2024 compensation of $1,222,967.

Revenue, expenses, and employee compensation

Revenue

$163,813,640

Expenses

$160,494,045

Employee compensation

$45,873,752
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

James Ernest
President and Chief Executive Officer
$1,222,967
$1,151,218 No related comp$71,749
Jennifer Lee
Svp/Cfao
$620,897
$552,486 No related comp$68,411
Fred Gomes
Senior Vice President
$475,339
$446,079 No related comp$29,260
Ganesh Raghavan
Vice President, Network Infrastructure and Security
$433,298
$383,853 No related comp$49,445
John Haggarty
Vice President, Marketing
$429,383
$343,962 No related comp$85,421
John Paul Reilly
Vice President, BS&O
$420,313
$335,952 No related comp$84,361
Greg Kent McCurdy
Vice President, Lending
$414,097
$359,661 No related comp$54,436
Eric Cardona
Vice President, IT DEV OPS and Support
$359,130
$303,176 No related comp$55,954
Shalini Sahdeo Narayan
Vice President, Service Quality
$340,535
$293,115 No related comp$47,420
Paul Shea
Vice President, Human Resources
$327,191
$257,113 No related comp$70,078
Mohamad A Sangabi
SR Mortgage CONS
$292,073
$249,953 No related comp$42,120
Janelle Huynh
Vice President, Finance
$280,833
$229,894 No related comp$50,939

Benchmark Employee Compensation

Non-Employee Board Members

Andrea Kenter
Board Member
Bob Lanzone
Board Member
Christine Boland
Secretary
David Buckmaster
Treasurer
David Pelzner
Board Member
George Descalso
Board Member
Gregory Teshara
Supervisory Committee Member
June Rothe
Chair
Kenneth Rubay
Supervisory Committee Member
Rosanne Foust
Supervisory Committee Member
Samuel Johnson Jr
Vice Chair
Scott McWhirter
Supervisory Committee Chair

Contractors

Eplus Technology Inc.
Various IT Hardware Software
$1,923,497
Microsoft Corporation
Microsoft Licenses and for IT O
$1,663,083
Fiserv Solutions Inc.
Financial Technology and Paymen
$1,586,644
Finastra USA Corp.
Core Retail Banking Software
$1,020,765
Mpx
Postage and Statement Production
$888,518

Mission Statement

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, PROVIDENT CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Revisions to this organization profile

November 10, 2025:
2024 Provident Credit Union 990 filed
November 15, 2024:
2023 Provident Credit Union 990 filed
October 27, 2023:
2022 Provident Credit Union 990 filed

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