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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations Santa Cruz Community Credit Union

Santa Cruz Community Credit Union

Fiscal year ending 2024. Filed on October 30, 2025.

55 River Street
Santa Cruz, California 95060

Santa Cruz Community Credit Union (EIN: 94-2407726) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, Santa Cruz Community Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 10 out of 65 total employees. Among the employees shown here, the average compensation is $199,166. The highest compensated employee at Santa Cruz Community Credit Union is Elizabeth Carr with fiscal year 2024 compensation of $525,554.

Revenue, expenses, and employee compensation

Revenue

$15,151,619

Expenses

$14,234,197

Employee compensation

$6,250,848
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Elizabeth Carr
Chief Executive Officer
$525,554
$313,542 No related comp$212,012
Paul Barenfus
CLO
$224,925
$195,377 No related comp$29,548
Katie Fairbairn
Chief Administrative Officer
$210,510
$202,780 No related comp$7,730
Joseph L Coffman
Chief Technology Officer
$192,073
$177,488 No related comp$14,585
Jesus Berumen
Director of Consumer REAL Estate
$179,571
$140,923 No related comp$38,648
Edward Cross Jr
Chief Information Officer
$161,988
$161,988 No related compNo other comp
Laura Owen
Director of COMM Outreach Learn
$133,632
$119,630 No related comp$14,002
Charlotte Eggleston
Director of E Services
$129,888
$110,862 No related comp$19,026
Sylvia O Sanchez
Chief Financial Officer
$119,799
$107,276 No related comp$12,523
Cynthia Lopez
BSA / Compliance Manager
$113,717
$102,022 No related comp$11,695

Benchmark Employee Compensation

Non-Employee Board Members

Ami Ebright
Board Member
Chuck Hahn
Supervisory Committee Member
Elaine Johnson
Board Member
Jessica Lenth
Board Member
Linda Brown
Supervisory Committee Chair
Matt Farrell
Chair
Ned van Valkenburgh
Board Member
Paz Padilla
Board Secretary
Suzanne MacLean
Supervisory Committee Member
Sylvia Reyes
Board Member
Tammy Pelstring
Board Treasurer

Contractors

Slatter Construction Inc.
Building Remodel
$639,864
Nielson Studios
Leasehold Improvements
$349,839
Southwest Strategic Marketing
Marketing/Advertising
$175,562

Mission Statement

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, SANTA CRUZ COMMUNITY CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. SANTA CRUZ COMMUNITY CREDIT UNION SERVES THE COMMUNITY AS A CERTIFIED CDFI AND LOW INCOME CREDIT UNION, ENSURING THAT THROUGH ECONOMIC JUSTICE MEASURES, ALL PEOPLE RECEIVE ASSISTANCE TO IMPROVE THEIR LIVES.

Revisions to this organization profile

October 30, 2025:
2024 Santa Cruz Community Credit Union 990 filed
November 8, 2024:
2023 Santa Cruz Community Credit Union 990 filed
November 6, 2023:
2022 Santa Cruz Community Credit Union 990 filed

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