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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations United Bay Community Credit Union

United Bay Community Credit Union

Fiscal year ending 2024. Filed on October 27, 2025.

1309 North Lincoln Avenue
Bay City, Michigan 48708

United Bay Community Credit Union (EIN: 38-1395700) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, United Bay Community Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 2 out of 105 total employees. Among the employees shown here, the average compensation is $278,475. The highest compensated employee at United Bay Community Credit Union is Diane Abbonizio with fiscal year 2024 compensation of $332,821.

Revenue, expenses, and employee compensation

Revenue

$15,781,188

Expenses

$15,584,211

Employee compensation

$6,723,832
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Diane Abbonizio
Chief Executive Officer
$332,821
$278,424 No related comp$54,397
Doug Kelley
Chief Financial Officer
$224,129
$174,967 No related comp$49,162

Benchmark Employee Compensation

Non-Employee Board Members

Christine Houle
Board Chair
Davene Ivey
Board Member
Dennis Geno
Treasurer
Donald Goulet
Vice Chair
Kelly Johnson
Secretary
Lizabeth Howard
Associate Board Member
Louie Roth
Board Member
Mary Bosco
Associate Board Member
Nickie Ross
Associate Board Member
Renay Schmidt
Board Member

Contractors

Member Driven Technology
Technology Support
$838,788
Cooperative Solutions
Card
$763,333
Nusource Financial
ATM Management
$232,760
Serenus Johnson
Building Remodel
$105,525
Yeo & Yeo
Technology Support
$103,609

Mission Statement

PROVIDING OUR MEMBERS THE RESOURCES TO DEVELOP STRONG FINANCIAL ROOTS.

Revisions to this organization profile

October 27, 2025:
2024 United Bay Community Credit Union 990 filed
September 3, 2024:
2023 United Bay Community Credit Union 990 filed
November 14, 2023:
2022 United Bay Community Credit Union 990 filed

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