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Compensation 990 is an independent service that uses public IRS Form 990 filings as its source data. We clean and standardize this information, but the original filings may contain errors or omissions. Years on this site refer to the organization’s fiscal year end date on the filing.

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Organizations Valley First Credit Union

Valley First Credit Union

Fiscal year ending 2024. Filed on November 17, 2025.

1005 W Orangeburg Avenue
Modesto, California 95356

Valley First Credit Union (EIN: 94-1439553) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2024 IRS Form 990 filing, Valley First Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 15 out of 209 total employees. Among the employees shown here, the average compensation is $239,503. The highest compensated employee at Valley First Credit Union is Kathryn Davis with fiscal year 2024 compensation of $776,000.

Revenue, expenses, and employee compensation

Revenue

$63,347,544

Expenses

$58,535,460

Employee compensation

$16,520,251
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

Kathryn Davis
President and Chief Executive Officer
$776,000
$710,897 No related comp$65,103
Paul Emanuels
Former Vice President, Lending
$338,482
$323,257 No related comp$15,225
Andrea Brooks
Chief Risk Officer
$292,708
$252,713 No related comp$39,995
Chris Hewitt
Vice President, OPS and Digital Strategy
$247,952
$210,863 No related comp$37,089
Christopher Braun
Vice President, Payments
$227,975
$217,449 No related comp$10,526
Betino Marcelo
Cheif Lending Officer
$225,662
$202,017 No related comp$23,645
Raymond McCaslin
Former Vice President, Commercial Banking
$220,044
$189,206 No related comp$30,838
Courtnay Lynch
Vice President, People and Culture
$211,330
$186,398 No related comp$24,932
Byron Miller
Former Vice President, Technology
$210,012
$175,761 No related comp$34,251
Lindsay Sansen
Marketing Director
$176,164
$139,594 No related comp$36,570
Charles Ciapponi
Director, Compliance
$163,159
$134,346 No related comp$28,813
Jane Lunn
Director, Talent Development
$147,888
$119,074 No related comp$28,814

Benchmark Employee Compensation

Non-Employee Board Members

Chris Peterson
Chair
Donna Riley
Director
Fred Cruz
Vice Chair
Gary Hall
Director
John Schneider
Director
Patti Gillihan
Secretary and Treasurer
Tamra Spade
Director
Tom Kane
Former Director

Contractors

Financial Tech Solutions International (Ftsi)
ATM and Branch
$1,263,347
Q2 Software Inc.
Home Banking
$879,165
Presidio Networked Solutions Group LLC
Intel Processor Data Migration
$651,302
AT& T Business Services
Phone Lines
$612,003
Jack Henry & Associates
Core System
$528,185

Mission Statement

WORKING TOGETHER TO PROVIDE SUPERIOR SERVICE FOR OUR MEMBERS AND COMMUNITY

Revisions to this organization profile

November 17, 2025:
2024 Valley First Credit Union 990 filed
November 12, 2024:
2023 Valley First Credit Union 990 filed
November 15, 2023:
2022 Valley First Credit Union 990 filed

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