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Employees Universal 1 Credit Union Inc. Howard C Spencer Sr

Howard C Spencer Sr

Officer

AVP - Credit Adjustment at Universal 1 Credit Union Inc.

Fiscal year ended December 31, 2021. Published on January 25, 2026.

$126,969
2021

Total compensation

Howard C Spencer Sr has been listed as an employee of Universal 1 Credit Union Inc. in Form 990 filings since at least fiscal year 2016. Total compensation for Howard C Spencer Sr has increased by 36.4% from 2016 to 2021.

Annual compensation details

$126,969
-3.2%
AVP - Credit Adjustment
2021
$85k
36 hrs/wk
$43k
--
$131,122
+9.2%
AVP - Credit Adjustment
2020
$87k
36 hrs/wk
$45k
--
$120,023
+3.4%
AVP - Credit Adjustment
2019
$85k
35.5 hrs/wk
$36k
--
$116,026
+8.9%
AVP - Credit Adjustment
2018
$83k
35.5 hrs/wk
$34k
--
$106,519
+14.4%
AVP - Credit Adjustment
2017
$85k
35.5 hrs/wk
$23k
--
$93,081
AVP - Credit Adjustment
2016
$77k
35.5 hrs/wk
$17k
--

Total compensation by year

Compare the compensation of Howard C Spencer Sr to:

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Revisions to this profile

January 25, 2026:
2021 Universal 1 Credit Union Inc. 990 published
January 24, 2026:
2020 Universal 1 Credit Union Inc. 990 published
January 24, 2026:
2019 Universal 1 Credit Union Inc. 990 published

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2021

Other employees at Universal 1 Credit Union Inc.

Jessica O Jones
President and Chief Executive Officer
$1,767,602
$242,989 No related comp$1,524,613
Kathryn M Lewis
Chief Financial Officer and Treasurer
$900,104
$110,625 No related comp$789,479
Lisa N Schaefer
Vice President, Risk Management
$898,308
$105,717 No related comp$792,591
Loren A Rush
President/Ceo (TO 10/2021)
$713,646
$649,234 No related comp$64,412
Shannon R Maloney
Executive Vice President - Mis/Corp SVCS (TO 10/2021)
$275,932
$229,331 No related comp$46,601
Daniel L Gouge
Vice President, Member Services
$130,735
$85,950 No related comp$44,785
Thomas D Keyes
Senior Vice President - Member Services
$126,577
$123,217 No related comp$3,360
Michael L Hardwick
Chief Information Officer
$123,241
$123,241 No related compNo other comp
Paul J Elchinger
AVP - Computer Operations
$104,689
$95,184 No related comp$9,505

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