Compensation 990

Universal 1 Credit Union

Fiscal year ending 2021. Filed on April 20, 2022.

1 River Park Dr
Dayton, Ohio 45409

Universal 1 Credit Union (EIN: 31-0387145) has filed an IRS Form 990 since at least fiscal year 2016. In its fiscal year 2021 IRS Form 990 filing, Universal 1 Credit Union, a 501(c)(14) state-chartered credit union or mutual reserve fund, reported compensation for 13 out of 126 total employees. Among the employees shown here, the average compensation is $418,155. The highest compensated employee at Universal 1 Credit Union is Jessica O Jones with fiscal year 2021 compensation of $1,767,602.

Revenue, expenses, and employee compensation

Revenue

$18,974,323

Expenses

$15,002,754

Employee compensation

$6,407,394
Revenue, expenses, and employee compensation over time

Reported Compensated Employees

＋903.8%vs 2020
Jessica O Jones
President and Chief Executive Officer
$1,767,602
$242,989 from orgNo related comp$1,524,613 other
＋538.0%vs 2020
Kathryn M Lewis
Chief Financial Officer and Treasurer
$900,104
$110,625 from orgNo related comp$789,479 other
＋552.1%vs 2020
Lisa N Schaefer
Vice President, Risk Management
$898,308
$105,717 from orgNo related comp$792,591 other
＋68.3%vs 2020
Loren A Rush
President/Ceo (TO 10/2021)
$713,646
$649,234 from orgNo related comp$64,412 other
＋26.4%vs 2020
Shannon R Maloney
Executive Vice President - Mis/Corp SVCS (TO 10/2021)
$275,932
$229,331 from orgNo related comp$46,601 other
－5.0%vs 2020
Daniel L Gouge
Vice President, Member Services
$130,735
$85,950 from orgNo related comp$44,785 other
－3.2%vs 2020
Howard C Spencer Sr
AVP - Credit Adjustment
$126,969
$84,812 from orgNo related comp$42,157 other
－17.0%vs 2020
Thomas D Keyes
Senior Vice President - Member Services
$126,577
$123,217 from orgNo related comp$3,360 other
New in 2021
Michael L Hardwick
Chief Information Officer
$123,241
$123,241 from orgNo related compNo other comp
－4.6%vs 2020
Paul J Elchinger
AVP - Computer Operations
$104,689
$95,184 from orgNo related comp$9,505 other
－7.0%vs 2020
Karen N Shroyer
Vice President, Human Resources
$100,949
$91,791 from orgNo related comp$9,158 other
－7.8%vs 2020
Barbara L Watson
AVP - Corporate Services
$92,275
$69,686 from orgNo related comp$22,589 other

Non-Employee Board Members

Jeffrey W Gammell
Secretary
Michael P Thonnerieux
Director
Nancy J Stapp
Director
Robert E Angel
Secretary (TO 09/2021)
Rosemary D Domansky
Director
Thomas J Hickey
Chair

Mission Statement

TO ADVANCE THE CREDIT UNION IDEAL OF A MEMBER OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE: TO PROVIDE AND PROMOTE THE USE OF NUMEROUS INNOVATIVE AND HIGH QUALITY FINANCIAL SERVICES FEATURING COMPETITIVE BENEFITS AND ADVANTAGES TO HELP MEMBERS GAIN PERSONAL FINANCIAL SUCCESS; AND TO EXTEND SERVICES EMPHASIZNG FINANCIAL EDUCATION THROUGHOUT THE MEMBERSHIP AND COMMUNITY.

Revisions to this organization profile

September 8, 2025:
2024 Universal 1 Credit Union 990 filed
October 23, 2024:
2023 Universal 1 Credit Union 990 filed
September 20, 2023:
2022 Universal 1 Credit Union 990 filed

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